Property in Greece

Why Greece?

• Golden Visa (5 years) — 800,000 EUR (Attica, Thessaloniki, Mykonos, Santorini and islands over 3,100 residents), 400,000 EUR (other regions), 250,000 EUR (conversion/listed building); single property, at least 120 m².
• Transfer tax — Effective rate today 3.09%; from 1 July 2027 15.45% for non-EU/EEA buyers (finance minister statement; no law number yet).
• Border regions — In some border regions (e.g. Rhodes, Aegean islands, Northern Greece) non-EU buyers need prior approval. Short-term letting of a Golden Visa property is banned.

Residence and visa programme

Golden Visa 800,000 EUR

• Regional tier: 800,000 EUR (Attica, Thessaloniki, Mykonos, Santorini, large islands) / 400,000 EUR (other) / 250,000 EUR (conversion/listed).
• Single property (no combining).
• At least 120 m² for built property.
• Short-term letting is banned.

Purchase costs

• Transfer tax (3% + municipal) — %3.09 (estimated (secondary source))

Buying process

1. Needs and budget call — Clarify your goal (investment, residence, holiday home, relocation), budget and preferred area with our advisor.
2. Shortlist and viewing — View shortlisted properties in person or by video tour.
3. Prior approval (if needed) and tax number — An independent local lawyer should check title and contract before signing.
4. Contract and transfer tax — Transfer tax 3.09% (today); check the 2027 change against your contract date.
5. Golden Visa application (optional) — Single property, at least 120 m² and the regional threshold; 5 years, renewable.

Frequently asked questions

What is the Greek Golden Visa threshold?

Since 01.09.2024 (Law 5100/2024): 800,000 EUR in Attica, Thessaloniki, Mykonos, Santorini and large islands; 400,000 EUR elsewhere; 250,000 EUR for conversions/listed buildings. Single property, at least 120 m², no combining.

Will the tax change in 2027?

According to the finance minister, from 1 July 2027 the transfer tax for non-EU/EEA buyers will be 15.45%; no law number yet — we are monitoring.